WHAT IS LONG-TERM LIABILITY? - BUSINESS PLAN TEMPLATES

Long-term liabilities are liabilities Definitions from different sources online. In this post you will learn very different methods of Defining long-term liabilities. This is to help you complete the financial section of any business plan you are writing for any business

Definition 1 - Long-term liabilities are liabilities with a future benefit over one year, such as notes payable that mature longer than one year. In accounting, the long-term liabilities are shown on the right wing of the balance-sheet representing the sources of funds, which are generally bounded in form of capital assets. 


Definition 2 - 'Long-Term Liabilities' In accounting, a section of the balance sheet that lists obligations of the company that become due more than one year into the future. Long-term liabilities include items like debentures, loans, deferred tax liabilities and pension obligations. 

Definition 3 - That is, a long-term liability is an obligation that is not due within one year of the date of the balance sheet (or not due within the company's operating cycle if it is longer than one year). Some examples of long-term liabilities are the non-current portions of the following: bonds payable. long-term loans.

Definition 4 - A category of debts on a company's balance sheet that do not need to be repaid during the upcoming twelve months, but that instead need to be repaid in a year or more.

Definition 5 - Long-term liabilities refer to the category of debts presented on the balance sheet of a company which are required to be repaid during the upcoming twelve months, but that instead are required to be paid back within a year or more. Putting other way, Long-term liabilities involve a future benefit of more than a year, like notes payable that mature after a period of more than one year. The Long-term liabilities, in accounting, are listed on the right wing of the balance sheet representing the source of funds. 

MORE EXPLANATIONS ON LONG TERM LIABILITIES

Conventionally, the part of Long-term liabilities required to be paid within the coming 12 months are categorized as current liabilities. For instance, a loan with two due payments for N2,000 each, one in the next twelve months and the second after that date, the first N2,000 would be classified as a current liability unlike the second being classified as a long term liability. Long-term liabilities are, therefore, a way of indicating that something has to eb paid off in a time period longer than one year. 

Examples
Some of the examples of Long-term liabilities include mortgage loans, debentures, and other bank loans.
Types of long-term liabilities
Long-term liabilities are the obligations of a company extending beyond the current year, or alternatively, beyond the current operating circle. Generally, the following Long-term liabilities are found on a company’s balance sheet:
  • Financing Liabilities
These include notes payable (debt issued to a single investor), Bonds payable (debt issued to general public or investors’ group), and convertible bonds (debt with provision for bond holders to redeem their bonds for common shares, or bonds issued in combination with warrants to purchase stock.)
  • Operating Liabilities
These include capital lease obligations (contract to pay rent for the use of plant, equipment, or property and involving the company to bear a risk as if it owned an asset), post retirement benefit obligations (retirement benefits payable under pension plan), and other expenses incurred (including deferred income tax or contingent obligations, like law suits that have not yet been settled).

References
1 -  Long-Term Liabilities Definition is from Investopedia
www.investopedia.com/terms/l/longtermliabilities.asp

2 - This Definition is from Wikipedia, the free encyclopedia
https://en.wikipedia.org/wiki/Long-term_liabilities

3 - What is a long-term liability? | AccountingCoach
www.accountingcoach.com/blog/what-is-a-long-term-liability

4 - http://www.readyratios.com/reference/accounting/long_term_liabilities.html
5 - http://www.investorwords.com/6857/long_term_liabilities.html
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