HOW TO WRITE A DEBT PAYMENT AGREEMENT | A WRITTEN SAMPLE



THIS DEBT REPAYMENT AGREEMENT made this ………........... day of……………… 2014
BETWEEN: 

Mr or Mrs (NAME HERE) of ……………. Village (Hereinafter referred to as the "Creditor") and shall include his heir, assigns, executors or successor in title.

AND

Mr. OR Mrs (NAME HERE) of ………………. (hereinafter referred to as 'Debtor') and shall include his heir, assigns, executors or successor in title.


WHEREAS
1.         The debtor deals with restaurant business at (NAME HERE)

2.         The Creditor gave the Debtor a total sum of (Amount Here) to facilitate the said business 6f the Debtor between January     2014 to November 2014.

3.         The debtor has agreed to pay his indebtedness based on the following         terms.

THIS AGREEMENT WITNESS AS FOLLOWS:
1.         The Debtor hereby acknowledges the receipt of a total sum of One   Hundred thousand naira from the creditor.

2.         The Debtor shall pay the minimum sum of five thousand naira to the            creditor on a monthly basis starting from the month of February 2013             until he pays the total sum of One Hundred thousand naira with the       monthly interest of five thousand naira

3.         The debtor shall pay the said monthly payment on or before the last             day of every month to the law office of (NAME HERE) who shall         issue a note acknowledging receipt of same.

4.         The Creditor shall take legal action in Court to recover the unpaid debt       where the debtor defaulted to pay in any month on schedule based on    this agreement.

5.         Where the creditor takes legal action in Court to recover the debt the           debtor shall be liable to pay (he cost of such legal action, the solicitor's             fee and a yearly interest on the unpaid sum fix at 25% per year.

6.         The Debtor hereby accepts that all his properties and cash at hand or in      bank shall be subject to being auction or used to pay the creditor,

PARTIES HERETO SET THEIR HANDS AND SOAL ON THE DAY FIRST ABOVE WRITTEN

SIGNED SEALED AND
DELIVERED BY THE
"CREDITOR"

……………………………….
 (NAME HERE)


IN THE PRESENCE OF
NAME:…………………………………..……..
ADDRESS:………………………………………
OCCUPATION:……………………….………..
SIGNATURE:……………………………………


SIGNED SEALED AND DELIVERED BY THE
"DEBTOR "
……………………………….
(NAME HERE)

IN THE PRESENCE OF
NAME:…………………………………..……..
ADDRESS:………………………………………
OCCUPATION:……………………….………..
SIGNATURE:……………………………………
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