LIMITATIONS OF THE STUDY: RELATIONSHIP BETWEEN COMMERCIAL BANK CREDIT AND INDUSTRIAL SECTOR GROWTH IN NIGERIA


In contrast to the extensive work on bank credit per se, and despite its importance in industrial sector and the extent of theoretical work, no major academic research project has yet looked at links to commercial bank credit and the industrial sector on a systematic, empirical, country specific basis. Also, different cases studies and methodologies tend to produce different results. Most of the studies used cross sectional data on countries that may be diverse, raising the possibility that the empirical findings could be distorted by heterogeneity biases affecting both bank credit and industrial development. In Nigeria particularly, no study has gone further to analyze the impact of bank credit on industrial sector development, specifically for the periods under review. This research will fill the gap that has been over looked by the literature on country specific basis. Hence, the fact that there are no unlimited empirical evidences on the subject in Nigeria is an important motivation for this very work at the moment.
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