ABSTRACT
The
primary objective of this research was to examine the problem and prospects of
financing small-scale enterprises in Bida Local Government Area of Niger state.
To achieve this objective the researcher formulated questionnaire and also
carried out personal interview on the small-scale personnel, forty-four (44)
copies of questionnaires was issued out to the small-scale personnel and forty
(40) copies was fully completed and returned.
Hypothesis was formulated and
chi-square (X2), was used
as a tool of statistical analysis. The findings of this work shows that owners
of small scale enterprises, within Bida local government Area of Niger State finds it difficult to source
finance for funding their business apparatus and also high interest on loan is
another major problem, in the light of the above, the research recommends as
follows: that improved loan be made available to small scale enterprises,
establishment of small scale partnership, favourable government policies,
establishment of small scale bank and establishing a suitable ground for staff
training and development programmes.
TABLE OF
CONTENTS
TITLE
PAGE: ………………………………………………… …. .i
APPROVAL
PAGE: …………………………………………………. ii
DEDICATION:
………………………………………………………. iii
ACKNOWLEDGEMENT:
…………………………………………. iv
ABSTRACT:
………………………………………………………… vi
TABLE
OF CONTENTS: ………………………..…………………. vii
CHAPTER ONE:
1.0 INTRODUCTION: ………………………………………………… 1
1.1 BACKGROUND OF THE STUDY: ………………………………. 1
1.2 STATEMENT OF THE PROBLEMS: …………………………… 3
1.3 OBJECTIVES OF THE STUDY: ………………………………… 4
1.4 HYPOTHESES OF THE STUDY: ……………..………………… 4
1.5 SIGNIFICANCE OF THE STUDY: ……………………………… 5
1.6 SCOPES AND LIMITATIONS OF THE STUDY:
…………….… 6
CHAPTER
TWO:
LITERATURE
REVIEW: …………………………………………… … 8
CONCEPTUAL
FRAME WORK: ……………………………………. 8
CHARACTERISTICS
OF SMALL SCALE ENTERPRISES: ………… 12
ROLES
OF SMALL-SCALE ENTERPRISES: ……………………….. 14
BRIEF
HISTORY OF LADY FLORA BEAUTY SALON BIDA LOCAL GOVERNMENT AREA
……………………………………………… …. 18
SOURCE
OF FINANCE AVAILABLE TO SMALL-SCALE ENTERPRISES: ………………………………………………………………………… …. 19
FEDERAL
GOVERNMENT FINANCE ASSISTANCE TO SMALL-SCALE ENTERPRISES ………………………………………………………… 22
PROBLEMS
MILITATING AGAINST THE SUCCESS OF SMALL-SCALE ENTERPRISES: ………………………………………………………… 25
CHAPTER
THREE
RESEARCH
METHODOLOGY: ……………………………………….. 31
3.1 DATA REQUIREMENTS AND SOURCES: …………………… 32
3.2 POPULATION OF STUDY: ……………………………………. 33
3.3 DESIGN AND ADMISTRATION OF QUESTIONNAIRE:
…… 33
3.4 SAMPLE SIZE DETERMINATION: …………………………… 34
3.5 SAMPLE SIZE: …………………………………………………. 35
3.6 ANALYTICAL TECHNIQUES: ………………………………… 36
CHAPTER FOUR:
DATA
PRESENTATION AND ANALYSIS OF RESULT: ……..……… 40
4.0 DATA PRESENTATION: ………………………………………… 40
4.2 ANALYSIS OF RESEARCH DATA: …………………………… 41
4.3 TEST OF RESEARCH HYPOTHESES: ………………………… 49
CHAPTER FIVE
SUMMARY
CONCLUSION AND RECOMMENDATION: .…………… 56
5.1 SUMMARY OF FINDINGS: ………………………………… 56
5.2 CONCLUSION: ……………………………………………… 57
5.3 RECOMMENDATIONS: ………………………………………… 58
REFERENCES
……………………………………………………… 60
THE PROBLEMS AND
PROSPECTS OF FINANCING SMALL-SCALE ENTERPRISES IN NIGERIA;
A CASE STUDY OF SOME
SELECTED SMALL-SCALE ENTERPRISES IN BIDA LOCAL GOVERNMENT AREA OF NIGER STATE
A RESEARCH PROJECT SUBMITTED
TO
DEPARTMENT OF ECONOMICS,
FACULTY OF SOCIAL SCIENCES,
EBONYI STATE UNIVERSITY, ABAKALIKI,
IN PARTIAL FULFILLMENT OF THE REQUIREMENTS FOR THE AWARD
OF BACHELOR OF SCIENCES (B.Sc) HONORS DEGREE IN ECONOMICS.